63102 – Financial sales representatives

شرح اصلی

Financial sales representatives sell basic deposit, investment and loan products and services to individuals and businesses.

وظایف اصلی

• Open new personal and non-personal accounts, and provide access to automated banking machine, telephone banking and online banking services
• Interview applicants for personal, mortgage, student and business loans
• Promote the sale of deposit, investment, credit and loan products and services
• Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals
• Research and evaluate loan applicant's financial status, references, credit and ability to repay the loan
• Complete credit and loan documentation
• Submit credit and loan applications to branch or credit manager with recommendations for approval or rejection; or approve or reject applications within authorized limits ensuring that credit standards of the institution are respected
• Prepare statements on delinquent accounts and forward irreconcilable accounts for collector action
• Review and update credit and loan files
• Act as joint custodian for cash and securities.

شرایط استخدام

• Registration with the securities regulatory authority in the province or territory of employment is usually required.
• Financial services officers who sell regulated financial products and investments are required to be licensed by the appropriate governing body.
• Completion of a loan or credit training program, ranging from six to twelve months, is usually required.
• Various training programs and courses are offered by the Institute of Canadian Bankers and may be required by employers.
• Completion of secondary school and extensive general banking experience is usually required.
• A bachelor's degree or college diploma related to commerce or economics may be required.
• A mutual funds licence is usually required.

نمونه عنوان‌های شغلی

financial services representative · financial services officer · sales associate - personal banking · personal banker · sales officer - financial · merchant services specialist - financial · personal financial services associate · personal financial services officer · financial sales and service officer · financial sales and service supervisor · senior loans officer · student loans officer · banking accounts officer · credit analyst · loans analyst · commercial banking accounts officer · mortgage consultant · mortgage loans consultant · consumer credit officer · consumer loans officer · loans adviser · loans counsellor · credit investigation officer · credit officer · lending services officer · lending services trainee · loan inspector · loan officer · loans agent · loans supervisor · mortgage officer · mortgage loans officer · personal banking accounts officer · personal banking representative · personal loans officer · credit investigator · debt counsellor · key accounts specialist

دستمزد (ساعتی)

منبع: دستمزدهای Job Bank، انتشار 2025 (ESDC). پایین و بالا برابر صدک ۱۰ و ۹۰ است.